Health Insurance Options Before Medicare Begins

Coverage You Can Count on — Even Before 65

Health Insurance for the In-Between Years

Leaving your job doesn’t mean losing your options. From COBRA to private plans and Idaho’s health insurance marketplace, we’ll walk you through what’s available — and what makes the most sense for your age, income, and future Medicare timeline.

01

Explain Your Coverage Options Clearly

We break down the pros and cons of COBRA, individual plans, and marketplace coverage, so you know what works for your health and finances.

02

Show You What’s Available Through Your Health Idaho

As certified Your Health Idaho brokers, we’ll help you find plans with subsidies, dental add-ons, and networks you can actually use in The Magic Valley.

03

Help You Plan for a Smooth Medicare Transition

We’ll align your temporary health insurance with your future Medicare start date — and make sure you avoid any coverage gaps along the way.

Stay Covered. Stay Confident.

You don’t have to risk being uninsured or overpaying. We’ll help you create a clear plan that keeps you protected until Medicare begins — without pressure, confusion, or high costs.

Bridge the Gap with Confidence

Health Coverage Before Medicare: FAQs

  • What if I retire at 62 — what are my options?

    You may qualify for marketplace plans, COBRA, or private coverage. We’ll help you compare them.

  • Is COBRA the best option?

    It depends. COBRA may be more expensive than marketplace plans — we’ll help you weigh costs.

  • Can I get subsidies through Idaho’s marketplace?

    Possibly — we’ll check your income and eligibility for premium tax credits through Your Health Idaho.

  • What if I only need coverage for 6–12 months?

    We’ll help you find short-term plans or structured bridge coverage with no long-term commitment.

  • Will this affect my Medicare later?

    It could — especially if you delay enrolling. We’ll make sure your timeline stays penalty-free.

Your Next Step Starts Here

We’ll Help You Bridge the Gap to Medicare

Get local, honest advice on early retirement health plans — from people who understand The Magic Valley.

Address:

1805 South Lincoln Avenue

Jerome, ID 83338