Understanding Medicare Part A & Part B Coverage

The Building Blocks of Original Medicare

What Do Medicare Part A & Part B Cover?

Part A covers hospital stays, skilled nursing, and some home care. Part B covers doctor visits, outpatient services, labs, and preventive care. Together, they form “Original Medicare” — but they don’t cover everything. That’s where we come in to help you fill the gaps.

01

Explain Coverage & Costs Clearly

We’ll walk you through premiums, deductibles, and what’s included — so you’re not surprised by any bills.

02

Compare Your Options for Filling the Gaps

We’ll explain what Original Medicare doesn’t cover — like prescriptions and dental — and help you explore your supplement or Advantage options.

03

Guide You Through Enrollment or Transitions

New to Medicare or losing other coverage? We’ll help you enroll, avoid penalties, and get coverage that fits your lifestyle.

Start with Confidence — Not Confusion

We make Medicare simple. Whether you’re enrolling for the first time or reviewing your current plan, we’re here to help you understand the basics and make informed next steps.

Your Questions, Answered by Local Medicare Experts

Medicare Part A & Part B FAQs

  • Is Medicare free?

    Part A is usually free if you’ve worked and paid Medicare taxes. Part B has a monthly premium, which can vary based on income.

  • What does Part A actually cover?

    Hospital stays, skilled nursing, hospice, and limited home health services. We’ll explain what’s included and what’s not.

  • What does Part B cover?

    Doctor visits, outpatient care, preventive services, durable medical equipment, and more.

  • Can I delay Part B if I’m still working?

    Yes — in many cases. We’ll explain how to avoid late penalties and time your enrollment right.

  • Do I need additional coverage with A & B?

    Most people do. We’ll help you explore Part D, Medigap, and Medicare Advantage options that fill the gaps.

Clear Answers, Local Support

Let’s Talk Medicare — No Pressure

We help Idaho seniors navigate Medicare Part A & B with clarity, confidence, and real support.

Address:

1805 South Lincoln Avenue

Jerome, ID 83338